The health insurance company Wellpoint is currently testing insurance coverage for medical tourism particularly for employees of Serigraph Inc and for cardiac and joint-replacement surgeries in India. Wellpoint is taking advantage of the lower healthcare costs in the said country. Generally, healthcare costs in India are about 80% cheaper than in the United States because of the lower cost of labor and cheaper medicines.  The quality of healthcare in India particularly in top hospitals is comparable to the quality of healthcare in the US and other developed nations.